:root{--navy:#0F2A44;--navy2:#0a1f33;--teal:#1E8C82;--teal2:#16726a;--coral:#E2674A;--sand:#F5EEE3;--foam:#EEF6F5;--white:#fff;--ink:#14212E;--line:#DCE4E8;--muted:#566472}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Nunito Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);font-size:17px;line-height:1.65}
h1,h2,h3{font-family:"Space Grotesk","Nunito Sans",sans-serif;line-height:1.15}
a{color:var(--teal2)}a:hover{color:var(--coral)}
.w{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
.hd{background:var(--navy);color:#fff}
.hd .w{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}
.logo b{display:block;font-family:"Space Grotesk",sans-serif;font-size:19px}.logo small{display:block;color:#9FC3D6;font-size:12.5px}
.nav{display:flex;flex-wrap:wrap;gap:4px}
.nav a{color:#D7E6EF;text-decoration:none;font-weight:700;font-size:14.5px;padding:7px 10px;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current]{color:#fff;border-bottom-color:var(--teal)}
.nav a.cta{background:var(--coral);color:#fff;border-radius:8px;border-bottom:0}
.hero{background:linear-gradient(180deg,var(--navy) 0%,#14385a 100%);color:#fff;padding:56px 0 64px;position:relative}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:28px;background:var(--white);clip-path:path('M0 28 C 240 0, 480 0, 720 14 S 1200 28, 1440 6 L1440 28 Z');}
.hero .g{display:grid;grid-template-columns:1.15fr 1fr;gap:38px;align-items:center}
.eyb{color:#7FD3C8;font-weight:800;letter-spacing:.06em;text-transform:uppercase;font-size:13px;margin:0 0 10px}
h1{font-size:clamp(32px,4.5vw,50px);margin:0 0 16px}
h2{font-size:clamp(25px,3vw,33px);margin:0 0 12px}h3{font-size:19px;margin:0 0 6px}
.lede{font-size:19px;color:#CFE0EA;max-width:600px;margin:0 0 22px}
.act{display:flex;gap:10px;flex-wrap:wrap}
.b{display:inline-block;background:var(--coral);color:#fff;font-weight:800;padding:12px 20px;border-radius:8px;text-decoration:none;border:0;font:inherit;font-weight:800;cursor:pointer}
.b:hover{background:#c9553a;color:#fff}.b.o{background:transparent;border:2px solid #7FD3C8;color:#fff}.b.t{background:var(--teal);color:#fff}.b.t:hover{background:var(--teal2)}.b.l{background:var(--foam);color:var(--ink)}
.regions{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:20px}
.regions h2{font-size:19px}
.rg{display:grid;gap:8px}
.rg div{display:grid;grid-template-columns:130px 1fr;gap:10px;font-size:15px;border-top:1px solid rgba(255,255,255,.12);padding-top:8px}
.rg b{color:#7FD3C8}.rg a{color:#fff}
.pill{display:inline-block;font-size:12px;font-weight:800;padding:2px 9px;border-radius:99px;width:max-content}
.p-f{background:#D8F0EC;color:#0f5f58}.p-c{background:#E2EAF6;color:#24477a}.p-w{background:#FBE3DC;color:#8f3b26}.p-s{background:#ECE5F7;color:#553a86}.p-d{background:#EEE;color:#555}.p-l{background:#FFF1C9;color:#6d5300}
.sec{padding:54px 0}.sec.f{background:var(--foam)}.sec.s{background:var(--sand)}
.lead2{color:var(--muted);max-width:740px;margin:0 0 22px}
.c3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.c4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.c2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.card{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:20px;border-top:4px solid var(--teal)}
.card p{color:var(--muted);font-size:15.5px;margin:0 0 10px}
.more{font-weight:800;text-decoration:none;font-size:15px}
.reg{margin-bottom:26px}.reg h3{font-size:15px;text-transform:uppercase;letter-spacing:.06em;color:var(--teal2);margin-bottom:10px}
.cl{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.cl a{display:block;background:var(--white);border:1px solid var(--line);border-radius:12px;padding:14px 16px;text-decoration:none;color:var(--ink)}
.cl a:hover{border-color:var(--teal)}.cl b{display:block}.cl small{color:var(--muted);font-size:13.5px}
table.t{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);font-size:15.5px}
table.t th,table.t td{padding:11px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
table.t th{background:var(--foam);font-size:14px}
.sx{overflow-x:auto}.fine{font-size:14px;color:var(--muted)}
.note{background:var(--foam);border-left:5px solid var(--teal);border-radius:10px;padding:16px 18px;margin:20px 0}
.note.warn{background:#FFF4EF;border-left-color:var(--coral)}
.txt{max-width:790px}.txt h2{margin-top:34px}.txt li{margin-bottom:6px}
.ph{background:var(--navy);color:#fff;padding:40px 0 34px}.ph .lede{margin:0}
.bc{font-size:14px;color:#9FC3D6;margin-bottom:8px}.bc a{color:#fff}
.gear{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.gear .card h3{font-size:17px}
.k{font-size:12px;font-weight:800;color:var(--coral);text-transform:uppercase;letter-spacing:.05em}
.aff{font-size:13px;color:var(--muted);margin-top:10px}
.qt{background:var(--sand);padding:56px 0}.qt .w{display:grid;grid-template-columns:1fr 1.1fr;gap:36px}
form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:grid;gap:12px}
.fi{display:grid;gap:4px;font-size:14.5px;font-weight:800}
.fi input,.fi select,.fi textarea{font:inherit;font-weight:400;padding:10px 12px;border:1px solid #C3CED6;border-radius:8px;background:#fff;width:100%}
.dual{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ok{display:flex;gap:10px;font-size:13.5px;color:var(--muted);align-items:flex-start}.ok input{margin-top:4px}
.dots{list-style:none;padding:0;margin:0}.dots li{padding-left:26px;position:relative;margin-bottom:8px}.dots li:before{content:"";position:absolute;left:6px;top:.6em;width:9px;height:9px;border-radius:50%;background:var(--teal)}
details{border-bottom:1px solid var(--line);padding:12px 0}details summary{cursor:pointer;font-weight:800}details p{margin:8px 0 0;color:var(--muted)}
.wiz{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 30px rgba(15,42,68,.06)}
.wtop{font-weight:800;font-size:14.5px;color:var(--teal2)}
.wbar{height:8px;background:var(--foam);border-radius:99px;margin:8px 0 20px;overflow:hidden}.wbar div{height:100%;background:var(--teal);width:20%;transition:width .3s}
.wg{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:14px 0}
.wg .fi input[type=number]{max-width:140px}
.ch{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line);background:var(--foam);border-radius:10px;padding:12px;font-size:15px}
.ch input{margin-top:4px}.ch small{display:block;color:var(--muted)}
.wn{display:flex;justify-content:space-between;gap:10px;margin-top:18px}
.out{background:var(--navy);color:#fff;border-radius:14px;padding:20px}
.out .n{font-family:"Space Grotesk",sans-serif;font-size:42px;font-weight:700;line-height:1.05;color:#7FD3C8}
.out p,.out li{color:#CFE0EA}
.sp{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:12px 0}
.sp label{display:flex;gap:8px;align-items:center;border:1px solid var(--line);border-radius:10px;padding:10px 12px;font-weight:800;font-size:15px;cursor:pointer}
.sp label:has(input:checked){border-color:var(--teal);background:var(--foam)}
.rectag{color:var(--coral);font-size:13px}
.qc{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.ft{background:var(--navy2);color:#9FB4C4;padding:42px 0 26px;font-size:14.5px}
.ft a{color:#DCE8F0}.ft h3{color:#fff;font-size:15px}.ft ul{list-style:none;padding:0;margin:0}.ft li{margin-bottom:6px}
.fc{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:24px}
.lg{border-top:1px solid #23405c;margin-top:26px;padding-top:16px;font-size:13px}
@media(max-width:900px){.hero .g,.qt .w,.qc,.wg{grid-template-columns:1fr}.c3,.gear{grid-template-columns:1fr 1fr}.c4,.fc,.cl{grid-template-columns:1fr 1fr}.sp{grid-template-columns:1fr 1fr}}
@media(max-width:600px){body{font-size:16px}.c3,.c2,.c4,.gear,.cl,.fc,.dual,.sp{grid-template-columns:1fr}.rg div{grid-template-columns:1fr;gap:2px}.nav a{font-size:13.5px;padding:6px 8px}.hero{padding-top:40px}}